We are an Underwriting Management Company focusing
on personal accident covers, being flexible in our approach
to the underwriting, rather than offering a “one size fits all” product.

The main reason is for your own protection or the protection of the business. In the event of an unfortunate insured event in which staff are unable to attend work the business is able to lodge a claim and thus offset the increased costs of recruitment, temporary staff, etc.

Some employers choose to take the cover as a form
of employee benefit and dependent on their own internal
policies, use the policy payment to pay to the
staff member or his estate etc.